STR vs. LTR Calculator
Short-term rental or long-term rental — which strategy puts more money in your pocket? Compare net income, stability, and management intensity side by side.
STRVacation Rental
$
%
Platform + manager
%
$
$
$
$
$
LTRLong-Term Rental
$
%
%
$
$
Usually $0 (tenant pays)
$
STR Annual Net Income
$13,452
237 occupied nights
LTR Annual Net Income
$15,694
stable monthly income
LTR Advantage
+$2,242
per year
STR Income Breakdown
Gross Revenue$43,891
Total Expenses-$30,439
Net Income$13,452
LTR Income Breakdown
Gross Revenue$20,520
Total Expenses-$4,826
Net Income$15,694
Monthly Net Income (Seasonal Estimate)
STR income shows seasonal variation; LTR income is stable year-round.
Beyond the Numbers
| Factor | STR | LTR |
|---|---|---|
| Income Stability | Seasonal / Variable | Predictable Monthly |
| Management Time | High (daily ops) | Low (monthly check-in) |
| Regulatory Risk | High (local laws vary) | Low |
| Wear & Tear | High (frequent turnover) | Low (single tenant) |
| Upfront Investment | High (furnishing) | Low |
| Tenant Screening | Platform-based | Deep background check |
| Tax Complexity | High (Schedule C) | Moderate (Schedule E) |
These calculators provide estimates for informational purposes only. STR regulations vary by municipality. Not tax or legal advice.
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